Michael Laplante

You can receive long or short-term disability benefits for a variety of psychiatric and psychological conditions as long as they result in a disability that prevents the insured from some or all of their work related duties. Anxiety, bipolar disorder, schizophrenia,...

Whether you have been on long-term disability benefits for many years or only a short while your insurer has rights under your policy to investigate and assess your ongoing long-term disability claim from time to time.  These assessments may require you to produce additional documentation or submit to certain medical examinations. However, these examinations must be reasonable and relevant to your disability and treatment regime as well as not be in disagreement with your own medical professional’s views of what you are able to tolerate. 

If you’ve been injured in a car accident, slip and fall, or by a defective product, you may be entitled to claim benefits from your long-term disability insurer. Navigating an insurance claim can be a daunting task, particularly when living with the effects of a long-term disability. For this reason, it is important to actively seek out legal advice when you believe you may have a claim.

You received a long term disability denial letter  If you have received a letter of denial from a long term disability insurer you should contact a personal injury and disability lawyer as soon as possible if you have not already retained one.  There are...