Is Your Home Prepared for Spring?

Spring has finally sprung! And as the snow begins to melt and the birds begin to chirp, it’s important to remember the one unpleasant side effect of spring – flooding in your home. Stormy weather and melting snow can result in a lot of water, which may be good for the garden, but is a potential problem for the home should it find its way inside.

Homeowner’s Insurance Policy
Most people assume that all types of water damage are automatically covered by insurance. After all, that’s the purpose of buying home insurance, right? Unfortunately, that isn’t always the case. Not all types of water damage are covered by the standard home insurance policy. For example, standard policies do not cover flooding that has resulted from rainstorms or sewer backups. That said, many insurance providers do offer additional coverage options for these types of incidents.

Knowing what is covered by your home insurance policy is an important piece of information when dealing with any water damage claim.

Talk to the Experts
If you’ve experienced any water damage issues in your home that your insurance company is refusing to pay for, a careful reading of the terms of your insurance policy is critical in determining your rights. The lawyers at Ferguson Barristers have the experience to evaluate your situation to ensure that you receive the maximum entitlements available under your policy.

Contact us online for a free legal consultation or phone 1-800-563-6348 to speak directly with one of our lawyers.