Spring Water Damage

Given the frigid temperatures that we can’t seem to shake, it’s hard to believe spring has finally arrived. Soon the birds will begin chirping, spring cleaning will commence and the snow will start melting. However, with melting snow comes the one unpleasant side effect of spring – flooding and water damage.

Home Insurance Policy

Many people assume that spring flooding and water damage is automatically covered by insurance, but that isn’t always the case. Only some comprehensive policies offer coverage for water damage caused by the accumulation of ice or snow on your roof, though many instances of water damage caused by other factors (e.g., the escape of water from a water main) will usually be covered by a homeowner’s policy. Knowing what is covered by your home insurance policy is an important piece of information when dealing with any water damage claim.

If you experience an unfortunate water damage incident this spring and your insurance company refuses to pay, it’s important to carefully read the terms of your insurance policy when determining your rights. Contact us online for a free legal consultation or call 1-800-563-6348 to speak directly with one of our lawyers.

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