Toll-free: 1-800-563-6348
Blog Posts

How to prevent property damage claims to your cottage in Huntsville, Ontario

Everyone is trying to squeeze the most out of the last few weekends at the cottage, a few more early morning cups of coffee on the dock, a few more sunny afternoons by the lake, and a few more crackling campfires watched through sleepy eyes.

For many, it also means a few more chores to take care of to prepare for the fall and winter seasons. It’s important to think about what you need to do to protect your little piece of heaven until next summer, in order to avoid a situation that will require you to make an insurance claim for property damage.

To be sure that your property is protected from property damage, take these tips into consideration when closing up for the season:

  • Consider a security system that is monitored by a reputable local security firm. A basic system offers protection against burglaries. More sophisticated systems include smoke alarms and carbon monoxide detectors. If you have this type of of system, make sure your security company knows when you are leaving for the off-season and that they have a way to contact you.
  • Turn off the power supply to your major appliances at your main panel
  • Remove fuses or shut off main breaker to disconnect power to your water heater
  • If you’re closing the house for the winter, shut off the water to and drain the cold water from all the taps. This will prevent your pipes from freezing and bursting in the cold winter months

Ontario’s Injury Lawyers can help to settle your insurance property damage claims

In the event that you discover your cottage has been damaged in some way, you may be entitled to make a claim for coverage with your insurance company. Our team of Ontario Injury Lawyers can help you to evaluate your insurance policy to determine what compensation you may be owed, and can assist you in the process to make sure you receive the maximum benefit entitlement under your policy.


Get a Consultation*

Please enable JavaScript in your browser to complete this form.

*Please note: Sending an email to us will not make us your lawyers. You will not be considered a client of the firm until we have agreed to act for you in accordance with our usual policies for accepting clients. Unless you are a current client of FDT LLP, please do not include any confidential information in your email. No information you send us can be held in confidence and no information we provide to you can be treated as legal advice unless and until we have agreed to act for you.